Lots of messages on this thread, but I will add my twopennath of limited experience.
For the last 8 weeks or so I have been doing a lot of chub fishing on the local small river.
During the end of Sept / early Oct, they were going nuts for sweetcorn on a small running legdger, but I have been getting some good fish (4lb plus) on cubes of beef from the butcher. I ask him for some scraps out of his bin and chop it up into about 10mm squares then soak it overnight in Pataks Balti paste, bang it on a size 12 hook, and away you go.
The hour before dark is always the most prolific, perhaps it's the chub equivalent of the boys going out for a curry !!