I load mine way over what i've seen and read that some advocate.
I can't see the point of hooking a good fish and running the risk of losing it due to running out of line and I would have been there a few times had I not. Yes it beds in under the tension of playing a good fish but just hand strip the line on your next run through and you're back to pukka, it will sit nice and freely once you've retrieved again.
It's convenient too, no faffing about re-loading line every few outings. I'm not a line tart as such, preferring a good all rounder that will do several things as opposed to the best for this, the best for that etc. and my pins have had the same line on for over four years now and I still have 100% confidence in the line with no inclination to change it whatsoever.